General Office Insurance

If you are a business that works from an office then it is probably wise to consider covering the contents of your office on an office insurance policy. This will look to cover your contents as standard and will usually include cover for your office equipment if it is accidentally damaged, lost or stolen.

Most office insurance policies will also give you the option to arrange cover for the building if you own the building rather than rent it. You will also be given the option to add a business interruption cover or increased cost of working cover to the office insurance. This would help to provide financial compensation if the business was to suffer a loss of profit following damage insured under your material damage insurance. A good example would be a fire or flood where you could incur additional expenditure moving to alternative premises until all repairs had been carried out.

‘All risks’ cover for laptops and other portable equipment can normally be added for a small additional charge . Legal expenses cover is now also offered by most insurers.

Hensure Business Solutions has access to a wide range of insurers who can offer competitive and flexible solutions for a wide range of office type risks.