Commercial Legal Expenses insurance can help with problems incurred as a result of new legislations, tax issues and supplier disputes, as well as many other areas. The cover is typically designed to operate as a before the event insurance to help you to get expert legal advice before a problem arises. Depending on the cover selected, policies can provide cover for legal representation and legal expenses should a formal claim be presented, helping to minimise costs to the business.
Without a Commercial Legal Expenses policy in place, a business may find that they are unable to obtain the right legal advice in the event a situation arises or that the costs for legal representation on a matter are extremely expensive when help is sought after an event has already occurred.
Legal expenses insurance is purchased to fund the costs of legal advice and/or the costs of bringing or defending a court case.
A typical Commercial Legal Expenses insurance policy could cover:
Policy coverage will vary between insurer.
If you require any further information on any aspect of legal expenses insurance, please do not hesitate to contact our friendly and knowledgeable team.
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Request a call backEmail: andy@rkhenshall.com
Andy joined the Hensure team in 2026, with five years experience as an Account Handler. Specialising in Fleets & Property Owners policies, he holds his Cert CII and a Graduate Diploma in Law.
In his spare time, Andy is a Liverpool fan, Women’s football performance analyst and scout, and UEFA C coach.
Andy’s hobbies include playing guitar and road cycling, and he is currently learning German and Spanish.
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Email: ross@rkhenshall.com
Ross joined us in July 2021 and is now Broking Services Manager .
After completing a Bachelors and Master’s degree at University, Ross moved into the insurance industry. He has several years of experience in the insurance industry, having worked for a number of well-known Insurance companies prior to moving to Insurance Broking.
Ross is a keen climber and recently took up a new hobby of canoeing.
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Email:Â john@rkhenshall.com
John has 25 years of insurance broking experience. John has been awarded the Advanced Diploma in Insurance by the Chartered Institute and has also been awarded his Certificate in Financial Services.
John is a keen sportsman having played rugby at local level for both Penrith and Sandbach.
He was captain of Sandbach squash club for many years and still plays for the team in the local leagues.
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Email: allen@rkhenshall.com
Allen has over 20 years experience in commercial insurance having worked for a mixture of large and smaller insurers before moving in to an Insurance broking role.
He is responsible for the RK Henshall online trading through the Hensure Brand and also has overall responsibility for a number of delegated Authority binders that operate within the Underwriting Agency.
In his spare time he likes to play golf and is also the drummer in a covers band.
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Email: rhian@rkhenshall.com
Rhian holds an Apprenticeship in Business Administration and Customer Services, her CERT CII qualification and has experience dealing with professional indemnity, liabilities and commercial combined risks.
In her spare time, Rhian loves spending time with her friends and family and her two cats.
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Email: stephanie@rkhenshall.com
Stephanie joined the team back in 2013, where she completed the Brokerbility Apprenticeship Scheme to achieve her Cert CII qualification.
Outside of the office, Steph enjoys riding her horse and socializing with friends and family.
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Email: laura@rkhenshall.com
Laura joined the team in early 2024, after three years working in Commercial insurance.
She is currently working towards her CERT CII qualification.
In Laura’s spare time, she enjoys playing badminton and taking part in local quizzes. She is also a keen spectator of rugby and American football.
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