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Property Owner Insurance

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Whether you have a single buy-to-let location or a whole portfolio of UK properties, we can provide cover in one comprehensive and tailored policy.

Hensure Business Insurance Consultants specialise in all types of Property Owner Insurance and can help to provide bespoke solutions for both the commercial and residential property owner.

Insurance agreements vary depending on the individual’s circumstances.

Property owner insurance can generally be offered to:

  • Buy to let property owners
  • Residential property owners
  • Commercial property owners
  • Block of flats insurance
  • Unoccupied property owners

The following items represent the usual type of cover offered:

  • Damage to property – this would cover any physical loss, damage or destruction to your building.
  • Loss of rent – cover against loss of rent receivable should your premises be unoccupied following loss or damage to your property.
  • Property Owners Public Liability – protection against claims made by the public or other businesses for death, injury, damage to property brought about as a result of your negligence or that of your employees.
  • Employers Liability – if your business employs any staff, including part-time staff, trainees or sub-contractors you are required to have this cover by law.

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Our opening hours are Mon-Fri 9am - 5pm.

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Hensure Business Insurance Consultants, The Grove, Mill Lane, Wheelock, Sandbach, Cheshire CW11 4RD.

Copyright © Hensure | Hensure Business Insurance Consultants is a trading name of Advisory Insurance Brokers Limited which is authorised and regulated by the Financial Conduct Authority. Our Firm Reference number (FRN) is 313250. Registered office: 2 Minster Court, Mincing Lane, London, EC3R 7PD. Registered in England & Wales No.4043759. Cookie policy, Consumer Terms, Commercial Terms, Consumer Duty Statement, Fair Processing

Call us today on
01270 758056

Andy Wake

Email: andy@rkhenshall.com

Andy joined the Hensure team in 2026, with five years experience as an Account Handler. Specialising in Fleets & Property Owners policies, he holds his Cert CII and a Graduate Diploma in Law.

In his spare time, Andy is a Liverpool fan, Women’s football performance analyst and scout, and UEFA C coach.

Andy’s hobbies include playing guitar and road cycling, and he is currently learning German and Spanish.

 

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Ross Kelly

Email: ross@rkhenshall.com

Ross joined us in July 2021 and is now Broking Services Manager .

After completing a Bachelors and Master’s degree at University, Ross moved into the insurance industry. He has several years of experience in the insurance industry, having worked for a number of well-known Insurance companies prior to moving to Insurance Broking.

Ross is a keen climber and recently took up a new hobby of canoeing.

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John Henshall

Email: john@rkhenshall.com

John has 25 years of insurance broking experience. John has been awarded the Advanced Diploma in Insurance by the Chartered Institute and has also been awarded his Certificate in Financial Services.

John is a keen sportsman having played rugby at local level for both Penrith and Sandbach.

He was captain of Sandbach squash club for many years and still plays for the team in the local leagues.

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Allen Simpson

Email: allen@rkhenshall.com

Allen has over 20 years experience in commercial insurance having worked for a mixture of large and smaller insurers before moving in to an Insurance broking role.

He is responsible for the RK Henshall online trading through the Hensure Brand and also has overall responsibility for a number of delegated Authority binders that operate within the Underwriting Agency.

In his spare time he likes to play golf and is also the drummer in a covers band.

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rhiann williams

Rhian Williams

Email: rhian@rkhenshall.com

Rhian holds an Apprenticeship in Business Administration and Customer Services, her CERT CII qualification and has experience dealing with professional indemnity, liabilities and commercial combined risks.

In her spare time, Rhian loves spending time with her friends and family and her two cats.

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Stephanie Bird

Email: stephanie@rkhenshall.com

Stephanie joined the team back in 2013, where she completed the Brokerbility Apprenticeship Scheme to achieve her Cert CII qualification.

Outside of the office, Steph enjoys riding her horse and socializing with friends and family.

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Laura Rossman

Email: laura@rkhenshall.com

Laura joined the team in early 2024, after three years working in Commercial insurance.

She is currently working towards her CERT CII qualification.

In Laura’s spare time, she enjoys playing badminton and taking part in local quizzes. She is also a keen spectator of rugby and American football.

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