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Take care when buying Professional Indemnity Cover

If you decide to ‘Shop Around’ at renewal of your Professional Indemnity policy then you should ensure that the quotes that you receive are on a “like for like” basis.

Care should be taken to ensure that the policy cover’s all of your Civil Liabilities rather than just your error’s and omissions.

It is also important to check the limits of indemnity and check whether it is on an “ Any one/ each and every claim” or “in the aggregate” basis.

You should also check the excesses applicable under the policy as they can vary dramatically from one insurer to the other.

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