01270 758056
Computer software consultants professional indemnity insurance, Manchester, Stockport

Computer Software Consultants professional indemnity insurance

Computer Software Consultants Professional Indemnity insurance has become a useful protection against potential errors you might be held responsible for and can be available to you in a matter of minutes.

As a computer software consultant you provide a service that comes with an expectation of a certain level of professionalism and specialist knowledge. As you give advice and recommendations to your clients the need for professional indemnity cover is crucial.

Computer Software Consultants Professional indemnity insurance covers you in respect of compensation that you may have to pay to your clients arising out of problems associated with the work you have caried out for them. The insurance is designed to cover the cost of defending you against any allegations of wrong doing as well as covering damages that may be awarded against you. It may also cover the cost of correcting mistakes in order to avoid a more costly legal action.

Hensure Business Insurance Consultants have developed an on-line quote and buy system for professional indemnity insurance for Computer Software Consultants. The facility has very competitive rates and you should be able to buy a policy on-line without the need to fill in a lengthy proposal form, subject to certain underwriting criteria.

A Professional Indemnity Policy under a Technology and Media Policy wording includes:

  • Breach of Civil Liability
  • Negligent act error or emission
  • Unintentional defamation
  • Unintentional Breach of confidentiality
  • Loss of third party documents or data
  • Computer virus transmission
  • Negligence of sub contractors
  • Irrecoverable fees
  • Rectification and loss migration costs
  • Bodily injury or property damage arising from breach of professional duty

Claims made basis of cover rather than claims occurring basis.

Professional Indemnity policies are written on what is called a ‘claims made’ basis. This means that they provide cover for claims made against you during the policy period (ie after the inception or renewal date).

Policies on a claims made basis should include a retroactive date to protect the policyholder against claims in respect of work undertaken prior to the current policy year. The retroactive date should coincide with the date you started trading or the effective date of your first Professional Indemnity policy. It is possible to arrange a policy with retroactive date of none, which effectively provides cover in respect of all previous periods.

Please follow the link to get a competitive quote with wide cover today. For further information and advice contact us or call 01270 758056.

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