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Energy Consultants Professional Indemnity Insurance

Energy Consultants Professional Indemnity Insurance

Energy Consultants Professional Indemnity insurance is available to consultants who provide a range of energy-related advice and support to businesses large and small.

Typically energy consultants who carry out site energy audits and surveys, collate relevant details and documents, identify and support implementation of energy saving measures and help develop an energy policy or strategy require PI insurance.

Due to the fact that clients can rely on the advice you provide then you will want to consider taking out Professional Indemnity cover to protect your business from claims. Typical policy cover under a miscellaneous Professional Indemnity policy wording would include:


Policy coverage:

  • Breach of civil liability
  • Negligent act error or omission
  • Unintentional intellectual property rights infringement (other than patents
  • Unintentional breach of confidentiality
  • Unintentional defamation
  • Loss of third party documents or data
  • Computer virus transmission
  • Negligence of sub-contractors
  • Irrecoverable fees
  • Bodily injury or property damage arising from breach of professional duty
  • Defence costs
  • Court attendance costs

What insurers look for when assessing the risk – Energy Consultants Professional Indemnity insurance:

Company size – This will be one of the major factors that an insurer will look at when determining the price to charge for your insurance. This can be established in two ways, the gross annual income of the company & the number of partners/directors/employees.

Qualifications and experience – Insurers will be interested in understanding how much relevant experience that you have in this particular profession. If you have less than five years’ experience then they may wish to see a copy of your CV to ensure that they are comfortable with the risk.

Type of work – Insurers will want to know the split of your annual income derived from each discipline that you get involved in.

Retroactive exposure – Does the business have an exposure to claims arising from past work, whether in the current business or a previous company?

Overseas exposure – Does the practice carry out work for overseas clients? Underwriters will be particularly interested if you work for clients based in USA/ Canada as this very often represents a bigger risk for the insurers due to the litigious nature of North American society.

Claims experience – The claims experience is an important factor in the assessment of a risk. This information reflects on the type of work carried out by a company. It also reflects the quality of the company’s work, experience, staff & internal risk management.

Hensure Business Insurance has developed an online quote engine that has very competitive rates for Energy Consultants Professional Indemnity Insurance.


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