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Training Consultants Professional Indemnity Insurance, Manchester

Training Consultants Professional Indemnity Insurance

You may be a little bit confused as to why you need to consider buying Training Consultants professional indemnity insurance.

As a Training Consultant, clients will rely on your advice in order to help them to reach their business goals.

With the stakes so high, it is not surprising that when things do go wrong for clients then they can be aggrieved. If they end up feeling that the advice that you have given them is negligent then they may choose to take legal action against you to recover the losses they’ve suffered.

Training consultants professional indemnity insurance which includes an indemnity element will pay your legal costs if you are ever accused of making a mistake. You may feel that the allegation is completely unfounded, but if it is formally lodged, you will still have to defend it properly.

This will mean hiring legal help and running up fees with solicitors. If a case goes on for a long period, considerable bills can be run up and if a claimant is awarded compensation the cost will be even higher.

Competitive online quotes for training consultants professional indemnity insurance are availabe now. Click on the quote button to proceed. Alternatively for further information contact us now.

There is also one other specific area where a training consultant could run in to a potential claim situation and this would be covered under one of the extensions under a professional Indemnity policy. The area is potential breach of copy write.

The following real life claim example illustrates this :

A training consultant was engaged to provide training courses on management styles and techniques for a college. The training consultant put together a suitable programme that was approved by the college using widely available material. The college approved the course and the training consultant produced material that was then given to the students at the end of each day.

The course material was very generic and contained references to the books and web sites of the various experts in order that the students could follow up on the information and explore techniques that had been referred to during the course with the relevant expert. One of the students of the course was particularly interested in one of the Management Gurus that had been discussed and took their studies further, contacting the Guru and then booking a course with him. He gave the Guru a copy of the notes that he had been given by our client. The management Guru then instructed solicitors to write to the leadership trainer alleging breach of copy write and seeking damages of £50,000.

As the training consultant had professional indemnity cover then he was able to seek advice from his professional indemnity insurers who helped him to draft a letter of response and helped him through the claim process.

A Typical Training consultants Professional Indemnity insurance policy would cover the following:

Policy Coverage:

  • Breach of civil liability
  • Negligent act error or omission
  • Unintentional intellectual property rights infringement (other than patents)
  • Unintentional breach of confidentiality
  • Unintentional defamation
  • Loss of third party documents or data
  • Computer virus transmission
  • Negligence of sub-contractors
  • Irrecoverable fees
  • Bodily injury or property damage arising from breach of professional duty
  • Defence costs
  • Court attendance costs
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